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Emergencies?????

August 13th, 2011 at 11:35 pm

Why would anyone prepare for an emergency to happen? Doesn't make much sense to me, I mean I understand to always expect the unexpected but if you are living right and well below your means you will have available cash in the event of an emergency but to tell others that they should "prepare" for emergencies is just completely out of whack! To me "TO PREPARE FOR EMERGENCIES MEANS TO ALWAYS EXPECT THE WORST" now maybe that's just me but I'd rather differ to "THINKING POSITIVE AT ALL TIMES" and if God forbid an emergency comes up I'd rather deal with it accordingly! To believe these folks went to college and they're going around instilling all this fear in individuals is just complete nonsense! Now whoever wants to "Roger that" can!

10 Responses to “Emergencies?????”

  1. LuckyRobin Says:
    1313276864

    I'm a firm believer in preparing for emergencies. I also have a rather firmly positive outlook on life. I don't think the two are mutually exclusive. Back when I lived in the county we constantly had power failures in the winter, especially when the snow made leaving your house difficult. So we had wood for the wood stove as backup to our propane and we had a generator to turn on to run the fridge, freezer, microwave, lights and phone and enough gas to run it for three days. If I hadn't been prepared for these sorts of emergencies my family would have been sitting in the dark, in the cold, and with no way to warm up food. It would have been irresponsible to think, "We won't have any power failures this year so I don't need to be prepared for them," when it happened every single year.

    Another example is that I keep jumper cables and a small stash of non-perishable food in my car. I also make sure the spare tire is properly inflated once a month and that I have the equipment to change it. And I have AAA for roadside assitance. I've used it for a blown tire when my husband and my mother were both out of town and my FIL was working. Because I had food in the car the kids were fine while we waited the hour for them to show up (meanwhile not one person stopped for us, though hundreds went by). I have since learned to change a tire. I am prepared for it to happen again at some point in the future.

    I don't see this as a pessimistic outlook. Stuff happens. If I wasn't prepared for it, then I might be pessimistic, but because I am prepared for it, I can approach any emergency that does occur with a positive mindset and a sense of security.

  2. PatientSaver Says:
    1313277223

    I don't think being prepared for an emergency means you're expecting the worst, it simply means being prepared if the worst should happen. You don't have to go around anxious or fearful, but you can still have taken some tangible steps to prepare for a financial emergency, because they inevitably arise. Once you've taken those tangible steps, then you CAN go on and live your life and relax, knowing that you're prepared.

    For example, if you live in a tornado-prone area, it would be prudent to have some kind of basement or other underground shelter you could evacuate to if a tornado came. It doesn't mean you're being negative to have that shelter in place; I think most people would say it would be a sensible thing to do.

  3. jperryharris Says:
    1313278584

    I live right near Chicago,Illinois I live in the suburbs of Chicago and can faithfully say that we've never had an emergency arise that we couldn't handle accordingly(flat tire,car maintenance,electric outage,etc..)that's not my definition of an emergency sorry if you all are taking my opinion/advice in the wrong way,what I meant is that I have NEVER "prepared" for an emergency and I have yet to "prepare" for an emergency, my hubby has taught me how to change a tire as well as oil change, tune up so on and so forth one of my favorite quotes is "The more you know the less you need" and noone can stop the Lord's fury(tornados,earthquakes,tsunamis,whatever is bound to happen is gonna happen) if its gonna happen its suppose to happen there's no preparing for death is there? NO. If its your time to go then your gonna go whether you like it or not that's the harsh reality of this thing called "Life" I'm a strong believer that "Everything in Life happens for a reason" I believe and put all my trust in the Lord that whatever happens in my life is for his good whether I like it or not I don't have a choice. Thanks for your opinions in this post but I don't think I will ever have common ground with alot of my views on life with understanding from others, its fine, I'm not of this world, I'm totally used to it. Nothing will stop me from having my opinion though.Good day!

  4. LuckyRobin Says:
    1313281294

    Yes, everything in life happens for a reason, but God helps those who help themselves as well. You may certainly have your own opinions, I'm not debating that. I'm sharing my view. And my view is God expects us to be the ant and not the grasshopper.

  5. KiwiJo09 Says:
    1313281663

    Perhaps, if you have money saved, then you can use that for an emergency. But the issue is that some people are against saving completely. My sister told me the other day that she thought savings was what you had left in your checking account at the end of the month. Time for a pf lesson.

  6. crazyliblady Says:
    1313283477

    I totally agree with you. I don't "prepare for emergencies" like hoarding food for a storm or anything. I do save money, but I don't call it an emergency account. I have a basic savings accounts and accounts for car replacement and house maintenance. You could say it is for unexpected or irregular expenses. My house maintenance account right now is being saved up for new windows for my house and the car account will be to replace the car when it is time to do so. I also buy some food when it is on sale and keep it for a later time when I will need it.

  7. jperryharris Says:
    1313423497

    @crazyliblady At least someones see's where I'm coming from, @luckyrobin you really need some bible study lessons if you read closely you will see that Jesus had lots of "haters" in his days.@kiwijo09 who are you telling my moms the same way! She has never saved a day in her life, I keep telling her but I'm talking to a brick wall!Maybe we can send them to Suze Orman,LOL!!!!!

  8. Homebody Says:
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    You obviously have never lived through a natural disaster.

  9. jperryharris Says:
    1313442192

    @homebody thanks to the Lord no I haven't,not by choice but by circumstance I have never had to experience any natural disaster I'm not saying they don't happen I'm just expressing that whats in God's will;WILL be done and I understand that. No one can stop the Lord's fury as I will say it again, I'm not a materialistic person by any means so If I had to go without I'd be just fine, I don't defy myself by "things" I will never understand or relate to anyone who defines themselves by their material possessions things will come in and out of our lives but people wont. Again If I lost a loved one I'd be rest assured that they're in a much better place and that It was their time to go. I don't argue with the Lord his will is my command. I understand that death is a natural part of life and that nothing or no one can change that. Life is way too short to go around filled with fear about things that have merely been created in ones own mind and not even actuated. God bless you.

  10. laura(momcents) Says:
    1313504515


    I live in Chicago as well: the suburbs, in fact. With the tornado that came through in June, there were major power outages, and in some areas of my neighborhood, families I know had no power for up to five days. Smart people were prepared with generators to keep the sump pump goings to mitigate water damage and to keep their refrigerators going so food doesn't spoil.

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