When it comes to the terms "Budgeting" everyone just starts to shrink. That's why I prefer the word "Adjustment" It just sounds better! See budgets never do succeed at least that's what I've always noticed. When you use the terms "Adjustment" you can still accomplish goals and have the things you want and still have everything else under control as well when something needs fixing or something unexpected comes out of no where you simply make an adjustment to level everything out and it doesn't sound so much like torture or a dreaded chore for that matter! So that's why I prefer the word "Adjustment" I love hearing opinions from all takes, their always welcome! Good day!